Disability Insurance made just for you

A disability insurance experience

designed for physicians,

by a physician.

An image of a father and his child sitting at the edge of a river

Unbiased education.
No sales pressures.
No unnecessary time wasted.

Protect you and your loved ones on your terms.
Your time.

A disability insurance experience
designed for physicians,
by a physician.

Unbiased education.
No sales pressures.
No unnecessary time wasted.

Protect you and your loved ones on your terms and on your time.

An image of a father and his child sitting at the edge of a river

Why disability insurance?

Your hard-won and unique skillset is your most important income-producing asset.

And unfortunately, disability is real

Don’t be caught off guard

Don't leave you and your loved ones' financial well-being unprotected.

4 individuals

One in 4 individuals over the age of 20 will become disabled prior to retirement.

Heart Attack

90% of disability is the result of disease. Only 10% results from an accident.

Cancer

The most common reasons for disability are as follows:

  • Musculoskeletal - 39.6%
  • Cancer - 15.0%
  • Psychiatric - 9.3%
  • Heart attack, stroke - 8.2%
Chronic back pain

According to the 2017 United States census, approximately 26,000 physicians reported having a disability. 30% were under the age of 45.

musculoskeletal pain

In a 2023 review published in JBJS, the prevalence of musculoskeletal ailments in studied physicians was between 44 to 97%.

Up to 34.3% required surgery.

59.3% respondents reported that their condition would negatively impact their future productivity.

depression

According to the latest Medscape physician survey in 2023, 24% of physicians report being depressed. With 53% of physicians reporting burn out, this number is, unfortunately, likely to increase.

Why should you choose us?

Our founder is a practicing physician

Therefore, we intimately understand how valuable your hard-won skillset is to you and your family.

We also understand how busy you are. You don't have time for the sales pitches, the gimmicks.

So use us to educate yourself on the fundamentals of disability insurance.

Then protect you and your loved ones.

All on your terms. All on your time.

Without the sales pressures or any obligations.

All online.

We only work with the top 5 disability insurance companies.
All have an A rating or above according to AM Best ratings.

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Ameritas Logo
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Logo of Mass Mutual
Logo of Pricipal

How it works

A man educating himself sitting at a computer

Educate yourself

First, learn about disability

Learn the fundamentals of disability insurance in our FAQ section. Use the online quiz to test your understanding of the fundamentals of disability insurance.

Decide what kind of policy makes the most sense for you.

A couple at a laptop comparing their options

Compare your options

Second, Submit for A Free Quote

Use our informative quote request workflow to submit quotes.

We will then electronically prepare quotes from the top 5 insurance companies for you to review in detail.  

A woman helping an elderly man on a tablet

Select your policy

Third, Initiate your policy

Pick the policy that makes the most sense to you and trust us with all the nitty-gritty of paperwork.

We offer many discounts.

If you have any questions at any time, feel free to schedule an appointment with us at your convenience.

Read our blog

Don’t go unprotected. It’s not worth it.

Your life is stressful as is. You deserve some peace of mind.

Lock in coverage now and rest assured that you and your family’s futures are protected.